As India is stepping into 2026, the Reserve Bank of India (RBI) has taken a step further by setting up rules around the minimum balance for saving accounts that banks have to follow, thus creating a more transparent environment and preventing customers from being charged suddenly due to penalties. The basic idea here—although RBI has … Read more
The Canara Bank Fixed Deposit (FD) Scheme is a prominent one in the market which guarantees investors safety, assured returns and flexible tenures of investment. Canara Bank, being one of the leading public sector banks in India, provides various FD options for short-term savings as well as long-term financial planning. So, the investors can start … Read more
The topic about the 8th Central Pay Commission (8th CPC) has begun to be more active, since the government employees and pensioners are waiting for possible changes in their salaries and pensions. One of the topics that keep coming up in debates is the merger of Dearness Allowance (DA) with the basic pay, which would … Read more
The Old Pension Scheme (OPS) has once again turned out to be a hot topic of interaction among the government employees all over India. The OPS was axed for the central government staff as of the 1st of January, 2004, and the NPS (National Pension System) was introduced instead. Under the OPS scheme, the employees … Read more
Post Office small savings schemes are one of the recommended investment options in India because of the government guarantee and stable returns. These schemes are for those investors who are willing to wait without taking any risk with their money. One of these schemes allows investors to deposit a lump-sum of ₹15 lakh and get … Read more
The prospect of an EPFO pension increase in 2025 is still an open question, which is why the matter attracts the attention of retired employees and workers who are close to retirement. Under the Employees’ Pension Scheme (EPS-95), members who have served the requisite period under EPFO are entitled to monthly pension benefits. But the … Read more
The Central Government has green-lighted a 4% DA increase for both employees and pensioners which will be effective from January 2026 onwards. The main objective of this increase is to compensate for the constant inflation that has been the main reason behind the rising cost of living. DA is the most important component of the … Read more
The imminent 8th Central Pay Commission (8th CPC) has sparked keen interest among the central government staff and retirees. Since the new pay structure is likely to be rolled out in January 2026, a lot of employees are looking forward to knowing the possible changes in their salaries. In order to satisfy this need, various … Read more
The government has unveiled a new welfare program for elderly people which is intended to provide them with financial security, healthcare access, and a better quality of life overall. The scheme, which targets people aged 60 and over, is a response to the steadily growing elderly population in India and is meant to at least … Read more
The highly debated DA case which has been going on for many years has finally made a significant breakthrough in 2025. This case has been a subject of interest for millions of employees and pensioners as it revolves around the demand of equal DA rates for the employees of the states with that of the … Read more