The Employees’ Pension Scheme (EPS-95) remains a significant worry for the retirement of millions of Indian private sector employees. The year 2026 is around the corner, so the pensioners are once again looking forward to a long-overdue revision of the minimum pension that has been unchanged for several years. The continuing inflation together with the increasing costs of medical care and living have made pension reform the most demanded issue.
Current Minimum EPS-95 Pension Status
The minimum EPS-95 pension is ₹1,000 a month, which has been the same since 2014 and has not been changed ever since. The pensioners claim that they can no longer cover even the most basic household costs with this amount. The various pensioners’ associations and trade unions have been constantly reminding the government to give a more realistic revision of the minimum pension.
Demand For ₹7,500 Minimum Pension And DA
One of the strongest demands from EPS-95 pensioners is for the company to raise the minimum pension to ₹7,500 per month and to also provide an extra amount of money (DA) to compensate for inflation. The pensioners are of the opinion that attaching DA with pension like in government pension systems would not only grant them long-term financial security but also provide them shelter from price increases.
Government’s Stand On EPS-95 Pension Hike
The government is well aware of the pensioners’ worries; however, it has so far pointed out financial and actuarial difficulties as a justification for not awarding the pension hike. The officials have revealed that any amount raised for minimum pensions should be sustainable and backed up by the money available for the EPS. As of now, there has been no official announcement of a pension increase.
Possibility Of Changes In 2026
Even though there has not been any official revelation, the year 2026 is generally regarded as the watershed year for EPS-95 reforms. According to reports, restructuring of pension, newways of calculation and extra help for low-pension earners are among the issues that are under discussion. A decision made regarding this matter could be a great relief for the numerous pensioners who live on EPS income only.
What EPS-95 Pensioners Should Do
EPS-95 beneficiaries should always have their UAN, Aadhaar and bank details updated with EPFO so that they are not inconvenienced during the implementation of any future changes. Government updates should be the only source of information for pensioners and they should keep away from any misinformation regarding pension increases.
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